Mortgages

mortgage contractFor most people, your home will be the largest single investment you will ever make, so picking the wrong mortgage can be a very expensive mistake. The wrong product could end up costing you thousands of pounds more over the lifetime of the loan and often what seemed the cheapest option on day one may not prove to be over the long-term.

Current mortgage products mean it is wise to look at your mortgage every few years, particularly at the end of any fixed period. Failing to do so may put you back on your mortgage provider’s base rate which can be many times more expensive than the best rates the market can offer.

To add to the confusion there are a bewildering number of mortgage types available to select from. We've written an overview of some of these in the accompanying pages, but to make a truly informed decision, call us on 01604 832932 and ask for an appointment with one of our advisers.

We offer a comprehensive range of mortgage products from across the market. We offer both first and second (& subsequent) charge mortgages.

For those seeking to increase their existing borrowing, alternative finance options may be available and more appropraite for your needs. For example, a further advance from your existing lender or an unsecured loan (e.g. a personal loan).

Talk to us if you are one of the estimated 4 million people stuck in an affordability trap with your current provider pushing you onto their higher base rate rather than the best rates available which can be significantly cheaper.

Also See:

Help to Buy ISA Mortgage Protection

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME.  YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT. 

How much will you pay for our services?

You will receive a key facts illustration when considering a particular mortgage, which will tell you about any fees relating to it. We may charge a fee for sourcing and arranging a mortgage, the maximum fee we charge is £250.  We may also receive a commission from the lender which will be detailed in the illustration.

Financial Advice... pure and simple

Cade & Co provides financial advice and planning, in plain English, to people who want to ensure they make the right financial decisions at the right times and at the right cost. It's simple!
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